Dinh, Dung Hai, and Thi Minh Dang Nguyen. “Financial Worry, Financial Literacy, Trust and ROSCA Participation of Farmers in Rural Vietnam”. Research on World Agricultural Economy 6, no. 3 (June 19, 2025): 609–635. Accessed October 4, 2025. https://journals.nasspublishing.com/index.php/rwae/article/view/1991.